Clear And Unbiased FACTUAL STATEMENTS ABOUT ROOFING CONTRACTOR

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There is no such thing to be over protective when it comes to your home and your finances. There are many roofing contractors out there which are willing to bend the rules to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it is important to know these 4 simple ways to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Duro-Last warranties : Roofers Compensation is really a kind of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation so that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your home and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You wind up paying to repair the damages yourself.

Solution: If damage occurs to your home or building this is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage and mold resulting from leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A few months later you see a leak. You make an effort to contact the company, but can’t find their information. You try to look them up by their business license and you find that there is never a small business license issued for that company. You are forced to pay for the repairs yourself.

Solution: Check ahead of time that your roofing contractor includes a business license. If they don’t have a license, it could be a sign that they don’t know what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company should have a shingle license and an over-all roofing license to set up a pitched roof. A set roof installation only takes a general roofing license.

An over-all contractor is legally able to install a roof with out a roofing license should they have a general contractor license. However, there have been a lot of cases of contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners as well as home owners. It is ideal for a general contractor to have a roofing license besides their general contractors license.

In Utah, the number for a general roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they will have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not required to pay anything to the contractor because they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your own roof. You discover your contractor did not pay his supplier and that you are now in charge of that payment. This has happened and can eventually you.

Solution: Be sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that when the contractor does not make his payments to a supplier or employees, you aren’t responsible to cover them. It is ultimately in place to safeguard the house or building owner from paying twice. If you have the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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